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Create Financial
Security For You and
Your Loved Ones

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What We Do
Forging A
Path Together

Why We Are Different

Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client, so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current needs, and more importantly, their future needs.

How We Help 
Someone You
Can Trust

Our ultimate goal is to help clients make good financial decisions in line with their values by providing holistic, comprehensive financial services to individuals and businesses. We work together to help you reach your financial goals.

Financial Position


  • Cash reserve levels
  • Cash reserve strategies
  • Debt management
  • Cash flow management
  • Net Worth
  • Discretionary income
  • Expected inflow/outflow
  • Lines of credit
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Protection Planning


  • Disability options
  • Long-term care timing/premium/ coverage
  • Umbrella liability
  • Life insurance
  • Medical/Health
  • Property & casualty
  • Deductibles vs cash reserves
  • Policy status
  • Policy loans
  • Beneficiary designations
  • Special needs situations
  • Alternate/ add’l coverage strategies
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Investment Planning


  • Asset allocation
  • Education planning
  • Lump-sum accumulation
  • Options/restricted stock/non-qualified deferred compensation
  • Ongoing investment fees
  • Risk tolerance
  • Tax implications
  • Cost basis
  • Time frames
  • Diversification strategies
  • Dollar-cost averaging
  • Market timing issues
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Tax Planning*


  • Tax reduction
  • Tax deferral
  • Tax avoidance
  • Future taxes due
  • Withholding Tax diversification
  • Qualified investments
  • Non-qualified minvestments
  • Effects of liquidation
  • Filing status
  • Business ownership
  • Non-traditional ownership
  • Asset Protection Strategies
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Retirement Planning


  • Minimum distributions
  • Pre-59 1/2 strategies
  • 401(k) s
  • IRAs
  • Medicare/Medigap
  • Social Security
  • Roth conversions
  • Income streams
  • Income streams transitions
  • Health care
  • Tax transitions
  • Risk tolerance Transition
  • Timing issues
  • Retirement date and retirement income projections
  • Business Succession strategies
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Estate Planning*


  • Estate balancing
  • Capital transfer
  • Asset ownership
  • Trusts
  • Wills
  • Trust funding
  • IRD Sucesssion Planning
  • Special needs dependents
  • Minor children
  • Generation skipping
  • Short-term life expectancies
  • Estate liquidity
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Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies. Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC.OSJ 1000 Corporate Drive, Suite 700, Fort Lauderdale, FL 33334-3637, (954)938-8800 CRN202602-4063486

Who We Are 
A Team Working Towards
Your Goals

Welcome and thank you for visiting!

Family is very important to me.  There are 6 areas of holistic, comprehensive Financial Planning: 1) Financial Poisition, 2) Protection Planning, 3) Investment Planning, 4) TaxPlanning, 5) Retirement Planning and 6) Estate Planning.  Being a Wealth Management Advisor and Financial Planner, I enjoy helping my clients build wealth and plan for the their future.  My mission is to help individuals develop financial objectives, and achieve those objectives through various financial products and investment services that are designed to meet their present and future needs.

My goal is to help you make informed decisions about issues that affect your financial well being for your family and businesses.

I hope you find this site informative and useful. Feel free to contact me if you would like more information about a particular product or service.

I look forward to hearing from you.

Insights 
Knowledge Library

Retirement Plan Choices for Small Businesses

Retirement Plan Choices for Small Businesses

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The Three Keys to a Great Password

The Three Keys to a Great Password

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Life and Death of a Twenty Dollar Bill

Life and Death of a Twenty Dollar Bill

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Contact Us 
If You Can Dream It,
You Can Do It

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